Income Protection Options

  • Income Protection

This policy is designed to provide a tax free income in the event the insured individual is unable to work due to ill health. The level of premium will depend upon benefit and term selected and most policies cease to pay the benefit once the insured is able to return to work. Income Protection policies are usually written to age 65.
  • Accident, Sickness & Unemployment (ASU)

ASU policies were traditionally sold to accompany mortgages, allowing for a regular income to be paid to the insured should they be unable to work (or lose their job). The product can be split down, and unemployment cover is usually the optional extra available for an additional premium. It is important to compare ASU and Income Protection closely as one may be more suitable than another.

Please contact us if you wish to discuss your Income Protection requirements.

Important Information The information contained in this website is targeted at UK consumers. Essential Financial Advisers LLP is authorised and regulated by the Financial Conduct Authority. We are entered on the FCA Register under reference 460001.
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