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Mortgages Mortgages are one of the largest single transaction in most people’s lives. Buying a property can be a stressful and time consuming experience, although nowadays the financing of a mortgage is a case of finding and selecting the most suitable deal, rather than simply accepting a lender’s offer.
Personal Pensions Personal Pensions represent a popular and attractive way of saving for your retirement. All monies invested into your fund grow free of capital gains tax, and the contributions you make are enhanced by income tax relief at source. For example if you invest £80, the government adds on tax relief (currently 20%)
Pensions Pensions are, of course, designed to enable you to save sufficient money to live comfortably after you have retired from work. There are many different 'tools' used to save for retirement and the taxation and investment elements of pensions can appear baffling. We specialise in explaining, recommending and monitoring pensions for you.
Investing & Risk This page includes some of the good reasons for making investments into specialist 'funds' run by 'fund managers' on behalf of the investors. Whether you are looking at investing in a pension, an investment bond or perhaps using an Individual Savings Account (ISA) you might consider using investment funds.
Savings & Investments Why are we encouraged to save money? From childhood most of us are told to put away money to save for the future - perhaps for something special? Or perhaps to be sure that when we really need something we have the funds to acquire it, without taking on debt?
Life Protection Options There are several ways in which to protect yourself and your family in the event of an untimely death. Most people take out life insurance to provide for their families and alleviate any financial worries at a difficult time.
Protection Financial products are sometimes at their most useful when they are protecting our families, our incomes or our property. Whilst insuring ourselves against an undesirable event such as sickness or even death may not be a pleasant thing to think about

Our Firm

We are a firm of independent financial advisers based in Leicester.

Whilst the majority of our clients reside in Leicestershire, we have many clients throughout the United Kingdom and make full use of the latest technology, to ensure we maintain the highest level of service.

As a firm, we have over 50 years combined experience within the Financial Services Industry, and provide a flexible, comprehensive and professional service to all clients.

We pride ourselves in giving impartial unbiased independent advice.

We realise that everyone has different goals in life. Our role is to help you achieve your goals by listening, understanding and by providing tailored financial solutions.

Whether you are looking for advice in a specific area, a full financial review, or ongoing wealth management we have a range of service propositions to help you.

Pricing Services Fairly

Most Financial Advisers are remunerated through commission or fees which are calculated as a percentage of the funds being invested. This means their fees tend to grow every year, even though the work involved generally remains the same.

To recognise this and to offer clients something different, we have introduced a clearly defined fixed price charging structure. We are open with you about our fees and we link them to the work we do for you. We believe this approach provides a much fairer and more cost effective basis in calculating the cost of the work undertaken.

If you would like more information about the way we charge for our services, please contact one of the partners who will be happy to explain our process in more detail.

Important Information The information contained in this website is targeted at UK consumers. Essential Financial Advisers LLP is authorised and regulated by the Financial Conduct Authority. We are entered on the FCA Register under reference 460001.
Contact Information +44 (0)116 270 7100
+44 (0)116 270 7173
Registered Office 57 Francis Street
Partners Ian Highton
Nigel Warner