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Mortgages Mortgages are one of the largest single transaction in most people’s lives. Buying a property can be a stressful and time consuming experience, although nowadays the financing of a mortgage is a case of finding and selecting the most suitable deal, rather than simply accepting a lender’s offer.
Personal Pensions Personal Pensions represent a popular and attractive way of saving for your retirement. All monies invested into your fund grow free of capital gains tax, and the contributions you make are enhanced by income tax relief at source. For example if you invest £80, the government adds on tax relief (currently 20%)
Pensions Pensions are, of course, designed to enable you to save sufficient money to live comfortably after you have retired from work. There are many different 'tools' used to save for retirement and the taxation and investment elements of pensions can appear baffling. We specialise in explaining, recommending and monitoring pensions for you.
Investing & Risk This page includes some of the good reasons for making investments into specialist 'funds' run by 'fund managers' on behalf of the investors. Whether you are looking at investing in a pension, an investment bond or perhaps using an Individual Savings Account (ISA) you might consider using investment funds.
Savings & Investments Why are we encouraged to save money? From childhood most of us are told to put away money to save for the future - perhaps for something special? Or perhaps to be sure that when we really need something we have the funds to acquire it, without taking on debt?
Life Protection Options There are several ways in which to protect yourself and your family in the event of an untimely death. Most people take out life insurance to provide for their families and alleviate any financial worries at a difficult time.
Protection Financial products are sometimes at their most useful when they are protecting our families, our incomes or our property. Whilst insuring ourselves against an undesirable event such as sickness or even death may not be a pleasant thing to think about

Essential Financial Advisers LLP

Financial advice is not just about protection, retirement planning, investments, or choosing the right mortgage … it’s also about providing a quality ongoing service.

As Independent Financial Advisers we provide impartial independent financial planning solutions to both private individuals and businesses. We also assist financial professionals, such as Accountants, Solicitors and Trustees in achieving the best for their clients.

We aim to build client relationships that will last many years. In the age of e-commerce, we have access to a wide range of tools and systems which are used extensively to enhance the service we provide. Using this modern approach our clients benefit from both increased speed and efficiency, together with a reduction in costs which is reflected in our charging structure.

We would encourage you to browse the contents of our website. The links above provide access to generic information on a wide range of topics that we are able to help you with.

As we offer an introductory meeting AT OUR EXPENSE, why not take advantage and contact us by telephone on 0116 2707100 or by Email to arrange an appointment to discuss your requirements


Saving For Children

'How To Guide - Saving For Children'

With more and more Universities now announcing fees of £9,000 for each year of a Degree course, many future students are facing an ever increasing financial burden for their education - why not read our latest client guide 'Saving for Childen'.

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Important Information The information contained in this website is targeted at UK consumers. Essential Financial Advisers LLP is authorised and regulated by the Financial Conduct Authority. We are entered on the FCA Register under reference 460001.
Contact Information +44 (0)116 270 7100
+44 (0)116 270 7173
Registered Office 57 Francis Street
Partners Ian Highton
Nigel Warner